Archive for the ‘Finance’ Category

Why Winning The Lottery Won’t Make You Happy

Wednesday, February 22nd, 2012

Why Winning The Lottery Won't Make You HappyHere’s a question for you, what would really make you happy? Is it that new car you’ve always wanted, a big house, a beautiful spouse or as many people would answer, all the money you could ever want.

Many people think that just by having enough money to buy whatever they want can lead to happiness. Have you ever read those stories about lottery winners winning a huge jackpot wishing they had never won the lottery? Well, it might sound ridiculous to us but having so much money made their lives worse. (more…)

Hedge Fund Case Study

Tuesday, February 21st, 2012

Hedge Fund Case StudyFor anyone that has been through hedge fund interviews in the past, you’ll know that the hedge fund case study is commonplace in the industry. Why is this? Because this is a test of how you’ll perform in the actual job. Hedge fund analyst’s day-to-day duty is researching investment ideas on both the long and short side. Investment case studies test your knowledge of being able to properly prepare an investment idea. If you can’t pitch a stock then forget trying to get a hedge fund job.

There are traditionally two types of hedge fund case studies: in-house and take-home. (more…)

Crisis in the Non United States of Europe

Monday, February 20th, 2012

Crisis in the Non United States of EuropeTwenty seven countries of Europe belong to the so-called European Union (EU). They include Germany, the UK, France, Italy and Spain. All of them are in the throes of an economic crisis. But right in the middle of Europe, there is a small country which is not a member of the EU yet is doing rather well – Switzerland. Why are all its bigger neighbours in trouble? There is a simple answer:

The dominant countries of the EU have allowed their dream of rivalling the USA as a powerful federal state to blind them to economic, democratic and political reality. They have taken their eyes off the ball. (more…)

Obama’s 2013 Budget Plan and Your Portfolio

Sunday, February 19th, 2012

Obama's 2013 Budget Plan and Your PortfolioHere is a summary of what Barack Obama is proposing for his fiscal 2013 budget:

1. Dividends received by high wage earners (singles over 200k and married couples over $250k) would be taxed at 39.6%, from 15%.

2. The top rate for capital gains would go from 15% to 20%.

3. The minimum tax rate for individuals with income of at least $1 million would be 30%. (This is what Buffett proposed.) (more…)

Venezuelan Migration and Money Transfer Options

Friday, February 17th, 2012

Venezuelan Migration and Money Transfer OptionsVenezuela resides on the northern coast of South America, beside Columbia, Guyana, and above Brazil. It is privileged to be on the coast of both the Carribbean Sea, and Atlantic Ocean. Its population exceeds 30 million people, making it the 40th largest country in the world. However, a steady flow of citizens continue to consider if it is the best place for their future. (more…)

What One Should Know About Uncertified Student Loans

Thursday, February 16th, 2012

What One Should Know About Uncertified Student LoansIf you find the rules governing certified student loans are too restrictive, you have a way out. There are student loans which are not governed by federal law.

The law in the US requires that the Federal funding for direct student financing are used exclusively for education and other related expenses. The loan amount has to be certified by the school before it is disbursed, that is, the educational institution has to verify that the amount borrowed is required to meet only expenses related to education. (more…)

Information About College Students and Identity Theft

Tuesday, February 14th, 2012

Information About College Students and Identity TheftCollege students have a lot to worry about: tests, quizzes, homework, organizations, and jobs. One thing they might not think they should worry about is identity theft. Identity theft is actually a big problem on college campuses and students are easy targets. Knowing how to protect yourself against identity theft is the first thing you need to do for yourself. Many people don’t know the signs for different scams, and many college students fall for most of the scammer’s tricks, especially if they are strapped for cash or are looking for jobs. (more…)

How to Calculate Compound Interest

Sunday, February 12th, 2012

How to Calculate Compound InterestCompound interest is the process of adding interest to the initial amount of an investment, and from then on earning further interest on this new amount. This is distinct from simple interest, in which the rate is applied once to the initial amount and then multiplied by the term of the investment.

The vast majority of investment vehicles offer compound interest. (more…)

Tips to Help You Survive These Tough Economic Times

Saturday, February 11th, 2012

Tips to Help You Survive These Tough Economic TimesMost of us are feeling some sort of strain from the current economic situation, even those who are good with money. The loss of a job or a cut in pay to keep a job are both real events happening all around us. How are we to make “ends meet” with money so tight and not negatively impact our credit?

There is no easy answer to that question. However, here are nine suggestions that may offer an option to your personal financial situation. (more…)

Some Tips To Financing A Property Development

Friday, February 10th, 2012

Some Tips To Financing A Property DevelopmentProperty development is a popular option for many– regardless if it is businesses or homebuyers. The benefit of developing property is that it is possible to make a home or office precisely as you want it to be. Having said that, the question comes to the funding of the development of any property.

Getting Mortgages for Property Development (more…)